dot i, cross t

Well, after 12 weeks of paperwork, 1 bank guarantee, 2 lawyers and 4 government ministries we have finally completed all of the required paperwork to complete the sale. The only remaining task for us is to collect the keys!

Exciting times.

We'll receive the keys in 9 days time! woo hoo.

hurray for CPF

(mae's entry)

For the benefit of those who aren't familiar with our nation's numerous acronymns, CPF stands for "Central Provident Fund" which houses our compulsory savings contributions (20% of our monthly pay + a 13% contribution from the employer). It works like a fixed deposit essentially.

I received approval to use my CPF for the mortgage and Andy received permission from the SLA (Singapore Land Authority) to purchase - the latter is a pre-cursor to his using his CPF too.

This would be great for us, as our CPF is basically locked away until we turn 55, save for certain home purchases and government-approved unit trusts.

We've been delving into heaps of interior & design magazines to decide what we want, and it's been heaps of fun planning the look together. We're really conscious of retaining the character of the house, and the fact that we have a very limited budget - complimentary ends, fortunately.

Stay tuned on our next update - it make be a while as this baby may take a back seat to the real baby on the way.